Carlos Torres Insurance Services Solutions
Why Choose a Travelers Independent Insurance Agent?
You can expect thoughtful attention from an experienced agent who will evaluate your unique circumstances, answer your questions, support you throughout your journey and recommend the right mix of coverages to help protect all the things that are important to you and your family. You get a trusted insurance advisor and champion for your needs when you choose a Travelers independent agent.
SPEAKER: Choice. It's something we take for granted. The ability to determine what's best for us-- our needs, our life, our choice. In fact, choice is something we as Americans can't even imagine doing without. And yet when it comes to something as important as protecting ourselves, our property, our family, some people surrender choice without even knowing it. Because they don't choose an independent insurance agent. You see, some insurance agents work for only one company, so they can't offer you a choice of brands and policies. But independent agents aren't held captive by one company. They're free to tailor solutions to fit you, your needs, your life, to help you make the choices that are right for you. If you ever need to file a claim, your independent agent can help you through the process. And as life changes, you can even count on your independent agent to help you update your choices. Those are just a few of the reasons choosing an independent insurance agent is such a good choice. See the difference for yourself.
Workers CompensationWorkers CompensationWith more than 100 years of experience, we have built a broad range of innovative services, all delivered locally in your community.
Small Business Owner's PolicySmall Business Owner's PolicyProtects your business from property and (general) liability risks with a bundled, affordable solution that meets the general needs of your small business.
Management & Professional LiabilityManagement & Professional LiabilityPolicies that fit your unique responsibilities and exposures - whether you're a private, public, nonprofit or a financial institution.
General LiabilityGeneral LiabilityTravelers offers a wide range of general liability options to help protect your business.
Surety BondsSurety BondsTravelers can help both individuals and businesses - ranging from small to multi-national companies - with their surety bond needs.
·The value of the company assets you wish to insure.
·Number of employees.
·Specific risks associated with your industry.
·Your personal risk tolerance and the amount of liability protection you prefer.
Cyber Risk Pressure Test [Tool]Cyber Risk Pressure Test [Tool]What could your company be doing to better manage cyber risk? Take our four-part questionnaire to find out.
Extreme Weather and Your Business [Video]Extreme Weather and Your Business [Video]Disaster events can affect any business, and getting back up and running may take longer than you think.
What is a Business Owner's Policy (BOP)? [Video]What is a Business Owner's Policy (BOP)? [Video]A Business Owner's Insurance Policy (BOP) can help safeguard your company from property damage, loss, and lawsuits in the wake of unforeseen events. Watch this video to learn more.
What is Contractual Risk Transfer?What is Contractual Risk Transfer?Making sure you're not held responsible for mistakes and errors made by a service provider, subcontractor or other party can be critical to protecting your business.
Six Ways IoT Can Create Competative Advantages and RiskSix Ways IoT Can Create Competative Advantages and RiskSmart tech is changing virtually every aspect of manufacturing. Here is a look at six areas where it provides opportunities, and potential risks.
How Campanies Can Help Reduce Risk from WearablesHow Campanies Can Help Reduce Risk from WearablesThe introduction of wearables in the workplace brings a new set of risks to your business.