Finck & Perras Insurance Agency Inc

Easthampton, Massachusetts
8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 5:00pmClosed Today Closed Today
6 Campus Ln
Easthampton, Massachusetts 01027
Main Number
Day of the WeekHours
Monday8:30am - 5:00pm
Tuesday8:30am - 5:00pm
Wednesday8:30am - 5:00pm
Thursday8:30am - 5:00pm
Friday8:30am - 5:00pm
Products Offered
Business Insurance
  • Commercial Accounts
  • Financial Institutions
  • Inland Marine
  • Management Liability
  • Ocean Marine
  • Professional Liability
  • Small Business Insurance
  • Surety
About Finck & Perras Insurance Agency Inc Easthampton
The beginnings of Finck & Perras date back to 1935 when G.A. Finck & Son Insurance Agency first opened its doors in Florence to sell home and auto insurance. In 1973 Gifford & Perras Agency opened in Easthampton and quickly became a regional leader in personal and commercial insurance. After years of working closely together, the two agencies decided to join forces in 2000 and became Finck & Perras Insurance Agency. With 30 plus employees our goal has always been to be more than just an insurance agent. Our goal has been to be your trusted insurance partner. At Finck & Perras, we know that being a local insurance agency is about much more than selling insurance. We live and work in this community, know the people here and know how important it is to give back. We have a long history of supporting organizations and causes, both with financial contributions and through staff involvement.
The description above is provided by the agency, not Travelers.

Why Choose a Travelers Independent Insurance Agent?

An independent insurance agent serves as your advocate focused on protecting what’s important to you, and Travelers chooses to work with the most talented and trusted professionals in the business.

You can expect thoughtful attention from an experienced agent who will evaluate your unique circumstances, answer your questions, support you throughout your journey and recommend the right mix of coverages to help protect all the things that are important to you and your family. You get a trusted insurance advisor and champion for your needs when you choose a Travelers independent agent.

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Frequently Asked Questions
Starting your own business means taking on some degree of risk. As a business owner, you already have the passion and drive to take on new challenges, but you'll also need to protect the value of the assets you purchase for your company. Insurance can help you recover when things go wrong. From property losses related to items such as fire or theft, to liability issues should someone sue – or threaten to. With the proper policies in place, you'll gain peace of mind and feel more comfortable in your new role as an entrepreneur.
Businesses often need to carry more than one type of insurance, and your business' insurance needs may be highly individualized. A knowledgeable agent can help you find the right solutions. For some states, carrying insurance is a requirement. Requirements may also vary by the type of business you own and the number of employees; however, worker's compensation is required by law in most states, and highly recommended if not.
The cost of insurance is based on a range of factors including the following:
·The value of the company assets you wish to insure.
·Number of employees.
·Specific risks associated with your industry.
·Your personal risk tolerance and the amount of liability protection you prefer.
There are several things you can do to keep insurance expenses in check. Performing an annual risk assessment and identifying actions you can take to lower your insurance costs is the first step. Also, your agent can be a great resource to review your existing policies and deductibles, to make sure your coverage and limits are right-sized for your business. Lastly, if you purchase more than one insurance policy from the same agent, don't forget to ask if you qualify for a multi-policy discount.
At the most basic level, insurance helps you manage the risk of loss for your business. You don't want to experience a loss that would have been covered if you'd had the right policy in place. Spend time assessing your operational risks to determine your greatest risk factors. A knowledgeable insurance professional can also review your policies in order to look for gaps in coverage.

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