Raman & Associates LLC
Why Choose a Travelers Independent Insurance Agent?
You can expect thoughtful attention from an experienced agent who will evaluate your unique circumstances, answer your questions, support you throughout your journey and recommend the right mix of coverages to help protect all the things that are important to you and your family. You get a trusted insurance advisor and champion for your needs when you choose a Travelers independent agent.
SPEAKER: Choice. It's something we take for granted. The ability to determine what's best for us-- our needs, our life, our choice. In fact, choice is something we as Americans can't even imagine doing without. And yet when it comes to something as important as protecting ourselves, our property, our family, some people surrender choice without even knowing it. Because they don't choose an independent insurance agent. You see, some insurance agents work for only one company, so they can't offer you a choice of brands and policies. But independent agents aren't held captive by one company. They're free to tailor solutions to fit you, your needs, your life, to help you make the choices that are right for you. If you ever need to file a claim, your independent agent can help you through the process. And as life changes, you can even count on your independent agent to help you update your choices. Those are just a few of the reasons choosing an independent insurance agent is such a good choice. See the difference for yourself.
Boat & YachtBoat & YachtKnowing that you, your passengers and your vessel are protected can help you relax and enjoy your time on the water.
Travelers has been an insurance leader, committed to keeping pace with the ever changing needs of our customers, for over 160 years. As one of the nation’s largest property and casualty companies, we offer a variety of competitive policy options and packages to help ensure you get the right coverage at the right price. An independent Insurance Agent can help you create a policy that addresses your needs and budget.
We also give you peace of mind with a claim process that is simple and stress free. It is about making the process after any incident as simple and stress-free as possible. We’re here to support our customers and their families on the road to repair and recovery every step of the way — with fast, efficient claim services and insurance specialists available 24 hours a day, 365 days a year.
For auto insurance, where available, savings are commonly found in safe driver, multi-policy, multi-car, good student for those who qualify. Additional discounts may be available if you are insuring a new or hybrid/electric car, or own a home. How and when you pay can affect your premium, too — discounts may be available if you pay in full, by electronic funds transfer (EFT) or by payroll deduction, as well as if you pay on time.
For your home, security systems or fire protective devices, certain smart home technologies, “green” home certification, loss-free history, and more can help you save on your insurance premiums. Discounts vary by state and eligibility.
Remember to ask your insurance representative about these and other incentives to ensure you are getting all the discounts for which you are eligible.
*Not all discounts are available in all states.
Telematics: 5 Reasons to Try "Pay How You Drive" Car InsuranceTelematics: 5 Reasons to Try "Pay How You Drive" Car InsuranceWith the ongoing development of technology in cars to help us drive safely, there is an opportunity to help raise awareness of your driving behaviors.
How Smart Home Technology Helps Protect Your Home [Video]How Smart Home Technology Helps Protect Your Home [Video]Smart home technology offers ease and convenience. It can also help protect your home and reduce home insurance costs.
Stop Distracted Driving: Texting [Video]Stop Distracted Driving: Texting [Video]Every second you take your eyes off the road to do another task, like text, read, reach over, groom or eat, can be dangerous. Share these videos to help raise awareness.
Is Your Home Insurance to Its Replacement Cost?Is Your Home Insurance to Its Replacement Cost?If your home isn't insurance to its estimated replacement cost, your homeowners policy may not cover the full cost to rebuild.
Understanding an Umbrella Policy [Video]Understanding an Umbrella Policy [Video]Umbrella insurance provides extra liability coverage that can help protect assets. It also helps cover defense costs, attorney fees and other charges associated with lawsuits.
How to Drive Safety in Strong Wind and Rain [Video]How to Drive Safety in Strong Wind and Rain [Video]When driving in heavy rain or wind, be aware of your surroundings and take steps to help you arrive safely at your destination.