H.G.I.D., Inc.
Lancaster, Pennsylvania
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Agency Website
Hours
Products Offered
Business Insurance
- Commercial Accounts
- Global Accounts
- Global Technology
- Inland Marine
- Management Liability
- Ocean Marine
- Oil & Gas
- Professional Liability
- Public Sector Services
- Small Business Insurance
- Surety
Personal Insurance
- Home Insurance
- Car Insurance
- Renters Insurance
- Condo Insurance
- Landlord Insurance
- Umbrella Insurance
- Jewelry And Valuable Items Coverage
- Wedding And Events Insurance
- Boat and Yacht Insurance
About H.G.I.D., Inc. Lancaster
Horst Insurance has served residents and businesses within the Southcentral and Southeastern regions of Pennsylvania for more than 100 years. As independent insurance brokers, we can build policies and solutions that protect what our clients value most, including their families, homes, businesses, employees, boats, pets, vehicles, and every other personal or business insurance need.
Today, Horst Insurance employs more than 40 insurance agents and professionals who are dedicated to providing tailored insurance programs and value-added services for commercial clients, and valuable coverage and service options for individuals, couples, and families. In all cases, we have one simple goal – to become your trusted insurance advisor.
Visit Our SiteThe description above is provided by the agency, not Travelers.
Why Choose a Travelers Independent Insurance Agent?
An independent insurance agent serves as your advocate focused on protecting what’s important to you, and Travelers chooses to work with the most talented and trusted professionals in the business.
You can expect thoughtful attention from an experienced agent who will evaluate your unique circumstances, answer your questions, support you throughout your journey and recommend the right mix of coverages to help protect all the things that are important to you and your family. You get a trusted insurance advisor and champion for your needs when you choose a Travelers independent agent.
Learn MoreYou can expect thoughtful attention from an experienced agent who will evaluate your unique circumstances, answer your questions, support you throughout your journey and recommend the right mix of coverages to help protect all the things that are important to you and your family. You get a trusted insurance advisor and champion for your needs when you choose a Travelers independent agent.
Featured Products
Auto
Get protection that can give you peace of mind when you're on the road.Home
Protect your home the way it protects you by choosing the property insurance coverage that meets your needs.Condo
Condo Insurance can help protect your personal property and liability.Workers Compensation
With more than 100 years of experience, we have built a broad range of innovative services, all delivered locally in your community.Small Business Owner's Policy
Protects your business from property and (general) liability risks with a bundled, affordable solution that meets the general needs of your small business.Cyber
We understand the complexity of cyber threats and have cyber liability insurance solutions to help protect your business assets.
Frequently Asked Questions
Car insurance is designed to protect you and everyone who shares the road from the potentially high cost of accident-related and other damages or injuries. It is a contract in which you pay a certain amount — or “premium” — to your insurance company in exchange for a set of coverages you select. A basic car insurance policy is required for drivers in most states, although the mandatory minimum coverage and policy limits will vary. If you finance or lease your vehicle, your lender may also require specific car insurance coverages and limits. Beyond legal requirements, carrying car insurance is a smart decision. If you cause an accident or get into one with an uninsured or underinsured driver, you may be held responsible to cover related expenses, such as car repairs, property damage, medical bills, lost wages, legal fees and more. Without the proper coverage, your financial well-being may be at risk. Working with an insurance representative to create a car insurance policy that addresses your individual needs and budget can protect you, your loved ones and your assets in the aftermath of an accident.
Savings! Bundling your car and home with Travelers can save you up to 15% on your home insurance. You can see additional savings when you purchase other policies like boat, umbrella insurance or a personal articles floater. Ask about our Multi-Policy Discount.
Choosing an insurance policy that addresses your needs starts with choosing the right insurance company.
Travelers has been an insurance leader, committed to keeping pace with the ever changing needs of our customers, for over 160 years. As one of the nation’s largest property and casualty companies, we offer a variety of competitive policy options and packages to help ensure you get the right coverage at the right price. An independent Insurance Agent can help you create a policy that addresses your needs and budget.
We also give you peace of mind with a claim process that is simple and stress free. It is about making the process after any incident as simple and stress-free as possible. We’re here to support our customers and their families on the road to repair and recovery every step of the way — with fast, efficient claim services and insurance specialists available 24 hours a day, 365 days a year.
Travelers has been an insurance leader, committed to keeping pace with the ever changing needs of our customers, for over 160 years. As one of the nation’s largest property and casualty companies, we offer a variety of competitive policy options and packages to help ensure you get the right coverage at the right price. An independent Insurance Agent can help you create a policy that addresses your needs and budget.
We also give you peace of mind with a claim process that is simple and stress free. It is about making the process after any incident as simple and stress-free as possible. We’re here to support our customers and their families on the road to repair and recovery every step of the way — with fast, efficient claim services and insurance specialists available 24 hours a day, 365 days a year.
Starting your own business means taking on some degree of risk. As a business owner, you already have the passion and drive to take on new challenges, but you'll also need to protect the value of the assets you purchase for your company. Insurance can help you recover when things go wrong. From property losses related to items such as fire or theft, to liability issues should someone sue – or threaten to. With the proper policies in place, you'll gain peace of mind and feel more comfortable in your new role as an entrepreneur.
The cost of insurance is based on a range of factors including the following:
·The value of the company assets you wish to insure.
·Number of employees.
·Specific risks associated with your industry.
·Your personal risk tolerance and the amount of liability protection you prefer.
·The value of the company assets you wish to insure.
·Number of employees.
·Specific risks associated with your industry.
·Your personal risk tolerance and the amount of liability protection you prefer.
Featured Articles
Telematics: 5 Reasons to Try "Pay How You Drive" Car Insurance
With the ongoing development of technology in cars to help us drive safely, there is an opportunity to help raise awareness of your driving behaviors.How Smart Home Technology Helps Protect Your Home [Video]
Smart home technology offers ease and convenience. It can also help protect your home and reduce home insurance costs.Stop Distracted Driving: Texting [Video]
Every second you take your eyes off the road to do another task, like text, read, reach over, groom or eat, can be dangerous. Share these videos to help raise awareness.Cyber Risk Pressure Test [Tool]
What could your company be doing to better manage cyber risk? Take our four-part questionnaire to find out.Extreme Weather and Your Business [Video]
Disaster events can affect any business, and getting back up and running may take longer than you think.What is a Business Owner's Policy (BOP)? [Video]
A Business Owner's Insurance Policy (BOP) can help safeguard your company from property damage, loss, and lawsuits in the wake of unforeseen events. Watch this video to learn more.